The adoption of crypto in the real world is increasing, but we are still some time away from being able to to use crypto currencies to make every day purchases. However there are a number of projects that are pushing ahead to enable credit card accounts to be settled by cryptocurrencies.

These in essence works in a similar way to a pre-paid credit card, where you use your cryptocoins as funding for the card. Any payments made in the real world are settled by the crypto currencies you hold in the account.

We are excited to see more of these real world integrations come available to users. Finding something simple enough my mother could use, while also offering very handy features for advanced crypto users as well.

Signup	crypto.com	tenx.tech	coinbase.com	wirexapp.com	tokencard.io	cryptopay.me	bitpay.com	revolut.com	spend.com
General Features:
Current Markets	SGP, USA1	NZ, AUS, SGP, HK, ML, MYS, APAC1	UK1	EU, USA1	UK1, EEA1	RUS, EU1, SGP1	USA	EEA, CHE, AUS	USA1
Native Fiat Currencies7	USD, HKD, EUR, SGD, GBP, YEN, AUD		EUR, USD, GBP	EUR, USD, GBP	EUR, GBP		USD	USD, GBP, EUR, and many more	USD, GBP, EUR, and many more
Crypto Currencies	BTC, ETH, MCO, BNB, LTC, XRP, CRO, ENJ, BAT, OMG, KNC, ICX, ATOM, ZRX, HOT, USDM, PAX, TUSD+	BTC, ETH, LTC	BTC, ETH, LTC	BTC, ETH, XRP	ETH, DAI, TKN	BTC, ETH, LTC, XRP	BTC, BCH	BTC, BCH, ETH, LTC, XRP4	16+
Native Token	MCO, CRO	PAY			TKN				SPND
Rewards:
Cashback	1% to 5%3	0.1%		0.5%				0.1% to 1%	0.2% to 6%3
Extras	Free Spotify and Netflix, Rebate on AirBnb and Expedia, 24/7 Concierge, Loungekey access3				Asset contract, Non-custodial			Medical insurance, Flight insurance, Concierge, and Loungekey access	Spend VIP Elite, Up to $10,000 Referral Rewards
Credit Card Material	Plastic and Metal3	Plastic	Plastic	Plastic	Plastic	Plastic	Plastic	Metal	Plastic and Metal3
Fees:
Card Issuance	Free	$15USD	£4.95	Free	Free	$15USD, £15, €15	$9.95USD	Free	From $25USD
Recurring Fees		$10USD annually5		$1.50USD, £1.00, €1.20 monthly		$1.00USD, £1,00, €1.00 monthly		£12.99 monthly
Crypto to Crypto Exchange Fees		N/A	N/A	Hidden Fee	N/A	N/A	N/A	N/A	N/A
Interbank Exchange (International Purchase) Fees2	0.5%		2.49% to 5.49%12	3%	1.75%	3%	3%	8	3%
Domestic Purchase Fees						N/A		N/A	1%
ATM Withdrawal Fees2	11	$3.25USD	2%	N/A	£0.75 in UK, £1.20 abroad9	€2.75, £2.25, $3.50USD	$2.00USD in US, $3.00USD abroad	2%	1%
Closing Account Fees	$50SGD		N/A	N/A	11	N/A	N/A	N/A	N/A
Card Reissue Fees	$50SGD	$15USD	N/A	£106	£5	N/A	N/A	N/A	N/A
Limits:
Weekly Spending Limits	Up to $20,000SGD3	$15,000SGD	N/A	N/A	£15,000	N/A	N/A		$5,000 to $50,0003 monthly
Onsite Report:
Interbank Limits	$2,000SGD to No Limit3	No Limit	N/A	N/A	N/A	N/A	N/A	N/A	N/A
POS Purchase Limit	$10,000SGD to $25,000SGD3	$10,000SGD	N/A	£7,500, $10,000USD, or €8,000	N/A	N/A	$10,000USD	N/A	N/A
Weekly Free ATM Limits	$200SGD to $1,000SGD3	$1,500SGD	£200		N/A	N/A		£600	Always Free
Daily ATM Withdrawals Limits	$500SGD to $2,000SGD3	$1,500SGD	N/A	£/€/$250	£350	$400USD to $2,000USD3	$3,000USD	£3,000	$150USD to $1,000USD3
Card Max Balance Limit	$10,000SGD to $25,000SGD		N/A	£15,000, €16,000, or $20,000USD	£7,500		$25,000USD	N/A	N/A

Disclaimer: This comparison table was created by our friends at www.cryptocardcompare.com. Please note that there are some referral links included, and these all support the original content creators for their great work.

Fees and costs are correct at the time of posting. Please check the terms and conditions of each respective card before purchasing. This table was last updated in June 2019. Always do your own research.

¹ Approved market but no cards in the hands of customers yet

² After free limits have been reached

³ Depending on the card tier and lockups

⁴ You don’t own the crypto, and you can’t send it out of the Revolut app

⁵ Waived if you spend over S$1k per year

⁶ Free for the first replacement

⁷ No FX fees on these currencies

⁸ 0.5% outside of FX market hours

⁹ First 2 domestic weekly withdrawals are free

¹⁰ £2 when you request a funds transfer on closing of the account

¹¹ 2% after the Free limits have been reached

¹² 2.49% in the UK, 2.69% in the EU, 5.49% elsewhere