Cryptocoin

Crypto credit cards comparison
Comparison originally published by Florent on www.cryptocardcompare.com.
Photo by Dmitry Moraine on Unsplash.

Crypto credit cards comparison

The adoption of crypto in the real world is increasing, but we are still some time away from being able to to use crypto currencies to make every day purchases. However there are a number of projects that are pushing ahead to enable credit card accounts to be settled by cryptocurrencies.

These in essence works in a similar way to a pre-paid credit card, where you use your cryptocoins as funding for the card. Any payments made in the real world are settled by the crypto currencies you hold in the account.

We are excited to see more of these real world integrations come available to users. Finding something simple enough my mother could use, while also offering very handy features for advanced crypto users as well.

Signup crypto.com tenx.tech coinbase.com wirexapp.com tokencard.io cryptopay.me bitpay.com revolut.com spend.com
General Features:
Current Markets

SGP, USA1

NZ, AUS, SGP, HK, ML, MYS, APAC1

UK1

EU, USA1

UK1, EEA1

RUS, EU1, SGP1

USA

EEA, CHE, AUS

USA1

Native Fiat Currencies7

USD, HKD, EUR, SGD, GBP, YEN, AUD

EUR, USD, GBP

EUR, USD, GBP

EUR, GBP

USD

USD, GBP, EUR, and many more

USD, GBP, EUR, and many more

Crypto Currencies

BTC, ETH, MCO, BNB, LTC, XRP, CRO, ENJ, BAT, OMG, KNC, ICX, ATOM, ZRX, HOT, USDM, PAX, TUSD+

BTC, ETH, LTC

BTC, ETH, LTC

BTC, ETH, XRP

ETH, DAI, TKN

BTC, ETH, LTC, XRP

BTC, BCH

BTC, BCH, ETH, LTC, XRP4

16+

Native Token

MCO, CRO

PAY

TKN

SPND

Rewards:
Cashback

1% to 5%3

0.1%

0.5%

0.1% to 1%

0.2% to 6%3

Extras

Free Spotify and Netflix, Rebate on AirBnb and Expedia, 24/7 Concierge, Loungekey access3

Asset contract, Non-custodial

Medical insurance, Flight insurance, Concierge, and Loungekey access

Spend VIP Elite, Up to $10,000 Referral Rewards

Credit Card Material

Plastic and Metal3

Plastic

Plastic

Plastic

Plastic

Plastic

Plastic

Metal

Plastic and Metal3

Fees:
Card Issuance

Free

$15USD

£4.95

Free

Free

$15USD, £15, €15

$9.95USD

Free

From $25USD

Recurring Fees

$10USD annually5

$1.50USD, £1.00, €1.20 monthly

$1.00USD, £1,00, €1.00 monthly

£12.99 monthly

Crypto to Crypto Exchange Fees

N/A

N/A

Hidden Fee

N/A

N/A

N/A

N/A

N/A

Interbank Exchange (International Purchase) Fees2

0.5%

2.49% to 5.49%12

3%

1.75%

3%

3%

8

3%

Domestic Purchase Fees

N/A

N/A

1%

ATM Withdrawal Fees2 11

$3.25USD

2%

N/A

£0.75 in UK, £1.20 abroad9

€2.75, £2.25, $3.50USD

$2.00USD in US, $3.00USD abroad

2%

1%

Closing Account Fees

$50SGD

N/A

N/A

11

N/A

N/A

N/A

N/A

Card Reissue Fees

$50SGD

$15USD

N/A

£106

£5

N/A

N/A

N/A

N/A

Limits:
Weekly Spending Limits

Up to $20,000SGD3

$15,000SGD

N/A

N/A

£15,000

N/A

N/A

$5,000 to $50,0003 monthly

Onsite Report:
Interbank Limits

$2,000SGD to No Limit3

No Limit

N/A

N/A

N/A

N/A

N/A

N/A

N/A

POS Purchase Limit

$10,000SGD to $25,000SGD3

$10,000SGD

N/A

£7,500, $10,000USD, or €8,000

N/A

N/A

$10,000USD

N/A

N/A

Weekly Free ATM Limits

$200SGD to $1,000SGD3

$1,500SGD

£200

N/A

N/A

£600

Always Free

Daily ATM Withdrawals Limits

$500SGD to $2,000SGD3

$1,500SGD

N/A

£/€/$250

£350

$400USD to $2,000USD3

$3,000USD

£3,000

$150USD to $1,000USD3

Card Max Balance Limit

$10,000SGD to $25,000SGD

N/A

£15,000, €16,000, or $20,000USD

£7,500

$25,000USD

N/A

N/A


Disclaimer: This comparison table was created by our friends at www.cryptocardcompare.com. Please note that there are some referral links included, and these all support the original content creators for their great work.
Fees and costs are correct at the time of posting. Please check the terms and conditions of each respective card before purchasing. This table was last updated in June 2019. Always do your own research.
1 Approved market but no cards in the hands of customers yet
2 After free limits have been reached
3 Depending on the card tier and lockups
4 You don't own the crypto, and you can't send it out of the Revolut app
5 Waived if you spend over S$1k per year
6 Free for the first replacement
7 No FX fees on these currencies
8 0.5% outside of FX market hours
9 First 2 domestic weekly withdrawals are free
10 £2 when you request a funds transfer on closing of the account
11 2% after the Free limits have been reached
12 2.49% in the UK, 2.69% in the EU, 5.49% elsewhere

Tags:     creditcards guide-intermediate

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